Frequently Asked Questions

We understand that making informed decisions about your investments is essential. That’s why we’ve compiled this FAQ section to answer the most common questions about our services, funds, and processes.

What is the investment criteria?

Investment in Grace Capital is exclusively available to wholesale and eligible investors. This opportunity is not open to retail investors. The minimum investment amount is $100,000, with certain exclusions applicable.

A wholesale investor is an individual who meets one or more of the criteria outlined in Schedule 1 of the Financial Markets Conduct Act 2013.

An eligible investor is an individual who certifies (in the required form) that they have prior experience in acquiring and disposing of financial products, enabling them to assess:

The merits of the proposed investment
Their own information needs in relation to the investment
The adequacy of information provided by any party in connection with the investment

This relevant experience must specifically relate to financial products, as defined in section 8 of the Financial Markets Conduct Act 2013.

For more details or to confirm your eligibility, please request additional information.

How Much Should You Invest with Grace Capital?

Every investor is unique, with individual goals and financial strategies. Grace Capital accommodates a wide range of investment amounts, with accepted investments ranging from $100,000 to $3 million.

The right investment amount will depend on your personal objectives, risk tolerance, and financial situation. We’re here to help you find an approach that aligns with your goals.

How Does Grace Capital Use Investor Funds?

Grace Capital allocates investor funds by providing loans to the Greenland Group, supporting the purchase and development of properties in major cities across New Zealand. This strategy helps drive property growth while generating returns for our investors.

How Is My Investment Secured?

Your investment is safeguarded through a mortgage-backed loan or General Security Agreement (GSA) over property, or personal guarantees from the Directors. These full personal guarantees provide an additional layer of security, offering investors greater confidence and protection for their capital.

How Do I Receive My Returns?

Grace Capital Mortgage Fund: Investors earn a gross (pre-tax) annual return of 10%, with quarterly distributions.
Grace Capital Growth Fund: Investors receive a projected gross (pre-tax) annual return of 10% to 18%, with semi-annual distributions.
Grace Capital Commercial Property Fund: Investors earn a gross (pre-tax) annual return of 8%, with annual distributions.
At the conclusion of the investment term, your original investment is fully repaid.